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Memes in the Watson category “/finance/personal finance”

21–40 of 94

Chinese Social Credit System

A social credit system is an important component part of the Socialist market economy system and the social governance system. It is founded on laws, regulations, standards and charters, it is based on a complete network covering the credit records of members of society and credit infrastructure, it is supported by…

If a Harvard Degree is So Valuable, Why Not Franchise It?

But what if higher education is really just the final stage of a competitive tournament? From grades and test results through the U.S. News & World Report rankings of the colleges themselves, higher education sorts us all into a hierarchy. Kids at the top enjoy prestige because they’ve defeated everybody else in a…

Teaching as Gardening

If a teacher is a gardener, than a student is the seed. The classroom serves as the greenhouse creating a warm, safe environment for growth. An administrator is the soil, serving as a strong nutrient base for the seed to root. The parents are the water, providing live and maintaining it. When the water/parent is not…

Student Loans will Exceed $1 Trillion

Two things, however, are clear. The size of student debt is vast (see chart), and lots of borrowers are struggling. More than 10m students took out loans for the latest academic year, according to a report issued on October 26th by the College Board, a consortium of academic institutions. Almost a third of students…

College Tuition Becoming Unnaffordable

[Report from the National Center for Public Policy and Higher Education] found, published college tuition and fees increased 439 percent from 1982 to 2007 while median family income rose 147 percent. Student borrowing has more than doubled in the last decade, and students from lower-income families, on average, get…

Debt Makes College a Risky Investment

Our findings, especially those that examine household decision-making, emphasize that while the return to higher education is high, it is not a safe investment for many households. The deterrent effect of risk survives the ability of agents to feasibly debt finance college with student loans. The main force here is…

Oliver Sacks on Focus in the Last Months of Life

I feel a sudden clear focus and perspective. There is no time for anything inessential. I must focus on myself, my work and my friends. I shall no longer look at “NewsHour” every night. I shall no longer pay any attention to politics or arguments about global warming. This is not indifference but detachment — I still…

Bypass Traditional Media to Avoid Divisions

There's no incentive for most members of Congress, on the House side at least, in congressional districts, to even bother trying to appeal. And a lot of it has to do with just unlimited money. So people are absorbing an entirely different reality when it comes to politics, even though the way they're living their…

Nemesis

But why should comets become more likely to hit us every million years? Here we launch ourselves into deep speculation. It has been suggested that the sun has a sister star, and the two orbit each other with a periodicity of about 26 million years. This hypothetical binary partner, which has never been seen but which…

Death is Not a Law of Nature

Nature is regarded as a death-bearing, self-destructive force, but not because of its blindness. Yet where can a blind force lead except to death ? Humans admit nature to be a blind force even when they regard themselves as part of it and accept death as a kind of law and not as a mere accident which has permeated…

Collective Mind from Olaf Stapledon

The designers of our species set out to produce a being that might be capable of an order of mentality higher than their own. The only possibility of doing so lay in planning a great increase in brain organisation. But they knew that the brain of an individual human being could not safely be allowed to exceed a…

Orwell Notes Hitler's Rigidity of Mind

It is a sign of the speed at which events are moving that Hurst and Blackett’s unexpurgated edition of Mein Kampf, published only a year ago, is edited from a pro-Hitler angle. The obvious intention of the translator’s preface and notes is to tone down the book’s ferocity and present Hitler in as kindly a light as…

Phoneme Exercises

Start simple, recommends Karen Tankersley in her ASCD book The Threads of Reading: Strategies for Literacy Development (2003): Introduce beginning sounds first. Add medial and final sounds after the child has mastered the beginning sounds. Select one-syllable words that isolate the initial letter. This method lets…

How to Talk Math With Kids

Some simple ways to work numbers into the conversation: Note numbers on signs when you’re walking or driving with children: speed limits and exit numbers, building addresses, sale prices in store windows. Ask children to count how many toys they’re playing with, how many books they’ve pulled out to read, or how many…

Nature Doesn't Need Our Help to Destroy the Earth

For me, the most paralyzing news was that Nature was no conservationist. It needed no help from us in taking the planet apart and putting it back together some different way, not necessarily improving it from the viewpoint of living things. It set fire to forests with lightning bolts. It paved vast tracts of arable…

Computer Simulations Allow for Mistakes

. . in real life mistakes are likely to be irrevocable. Computer simulation, however, makes it economically practical to make mistakes on purpose. If you are astute, therefore, you can leam much more than they cost. Further¬ more, if you are at all discreet, no one but you need ever know you made a mistake.